How Does Uninsured Motorist (UM) Coverage Work in Pennsylvania?
If you're injured by an uninsured or underinsured driver in Pennsylvania, you may recover through your own auto policy. Even if you weren't at fault, 75 Pa.C.S. § 1731 requires insurers to offer UM/UIM; you may claim these benefits if you purchased them. UM and UIM are distinct coverages with...
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