Car Accident Lawyer in Newark

Life does not stop while you recover from a car accident. Bills still arrive, and the insurance company may already be asking questions. A Newark car accident lawyer from Grungo Law can investigate what happened, deal with the insurance companies, and pursue damages for the harm the crash caused.

Grungo Law has served thousands of clients, recovered hundreds of millions, and brings more than 100 years of combined experience to personal injury cases. We understand the communities we serve and provide personal, responsive support. Clients can reach a live person when they call, and we have Spanish-speaking attorneys and staff. 

Our Newark personal injury lawyers will explain how New Jersey insurance rules affect your case and what options you may have when another driver caused your injuries. Contact us today for a free consultation. We handle injury cases on contingency, so there is no cost to you unless we win.

Our Car Accident Attorneys in Newark Take on the Insurance Companies 

An insurance adjuster may sound helpful after a crash, but the company also has an interest in controlling what it pays. The adjuster may question whether the crash caused all your injuries, point to an old medical condition, dispute lost income, or argue that you share some of the fault.

Grungo Law will handle these conversations while you focus on your health. Our car crash lawyers in Newark will:

• Find out how the crash happened and who may be responsible. 
• Collect reports, photos, videos, witness statements, and other useful evidence. 
• Review any insurance coverage that may apply to the accident.
• Build a record of your injuries, missed income, and how the crash has affected your life. 
• Communicate and negotiate with insurance companies.
• Prepare for trial when a fair resolution cannot be reached.

A car accident claim should account for more than the bills sitting on your kitchen table today. We will look at what the crash has already cost you and what a serious injury may cost you in the future. 

Our Team Includes Certified Civil Trial Attorneys

Richard Grungo Jr. and José Hernandez are certified by the Supreme Court of New Jersey as Civil Trial Attorneys, a designation held by fewer than 2.5% of New Jersey attorneys. 

Our trial experience matters when an insurance company will not agree to a fair resolution. Our approach reflects our philosophy: Pray for peace, prepare for trial®. 

Newark Car Crashes Can Raise Complicated Questions About Fault and Insurance 

Car accident cases usually begin with a basic question: Who caused the crash? A driver may be liable for speeding, following too closely, making an unsafe turn, running a traffic signal, driving while distracted, or otherwise failing to use reasonable care.

Some Newark crashes involve more than one responsible party. Depending on the facts, liability may involve:

• Another driver
• The owner of a vehicle
• An employer whose worker caused a crash while performing job duties
• A commercial vehicle or trucking company
• A manufacturer responsible for a defective vehicle or part
• Another party whose actions contributed to the collision

New Jersey follows a no-fault auto insurance system for medical expenses. After a crash, your Personal Injury Protection (PIP) coverage generally pays covered medical expenses, regardless of who caused the accident. However, “no-fault” does not mean fault never matters.

You may still have a claim against an at-fault driver for losses that fall outside PIP, depending on your injuries, coverage, and policy choices. 

More Than One Insurance Policy May Cover Your Losses 

Policies can also include uninsured or underinsured motorist (UM/UIM) coverage. This may become important when the at-fault driver has no insurance or too little coverage. 

New Jersey drivers may also have a Limitation on Lawsuit or No Limitation on Lawsuit option that affects claims for non-economic losses such as pain and suffering. Grungo Law will review the policies involved instead of assuming the other driver’s liability coverage is the only possible source of recovery.

Common Problems Can Make a Car Accident Claim Harder 

Not every dispute is about whether a collision happened. An insurer may accept that there was a crash but disagree about almost everything else. The company may argue that you were partly at fault, that your injuries existed before the crash, that treatment was unnecessary, or that you should have returned to work sooner. 

There may also be questions about policy limits, available coverage, or whether more than one person or company shares responsibility. We will not simply accept the insurer’s version of the claim. 

When an insurer disputes fault, connects an injury to an old condition, or downplays the effects of the crash, we can challenge those arguments with evidence. If the dispute drags on, we can determine whether filing a lawsuit is the appropriate next step. 

Car Accident Injuries Can Affect Much More Than Your Health 

Some people recover from a crash within weeks, but others face surgery, rehabilitation, missed work, or lasting physical limitations.

Common car accident injuries include: 

• Whiplash and other neck injuries
• Back and spinal injuries
• Traumatic brain injuries (TBIs)
• Broken bones
• Shoulder and knee injuries
• Cuts and scarring
• Internal injuries
• Nerve damage
• Amputations
• Paralysis and other catastrophic injuries

A serious injury can change how you work, care for your family, or handle ordinary tasks. These effects matter when determining the losses connected with an accident.

Damages May Cover the Financial and Personal Effects of a Crash 

The losses that are recoverable after an accident depend on the injuries, insurance coverage, liability, and other facts of the case. A claim may seek damages for:

• Medical expenses
• Future medical care
• Lost income
• Reduced ability to earn
• Pain and suffering, when recoverable
• Disability or physical limitations
• Scarring or disfigurement
• Other related losses

Our Newark car accident lawyers will gather records and other evidence to show how the accident affected you. That may include not only medical treatment but also time away from work and changes in what you can physically do.

Families May Have a Wrongful Death Claim After a Fatal Crash 

If you lost someone you love in a Newark car accident, we are deeply sorry for your loss. 

We know that a legal case cannot replace that person or take away what your family is going through. It can, however, provide a way to hold a liable party financially responsible for certain losses caused by your loved one’s death.

During a free consultation, a Newark wrongful death lawyer from our team will explain who may bring the claim and what damages may be available. In New Jersey, wrongful death damages may include financial losses tied to the death. This may include the value of financial support and services your family member would have provided. 

A related survival action may address certain losses suffered by the deceased before death. Grungo Law will investigate the collision, preserve evidence, identify available insurance, and handle the legal process while treating your family and loss with care.

New Jersey Gives You a Limited Time to File a Car Accident Lawsuit 

Waiting too long to take action after a collision in Newark can affect your ability to bring a case. Under N.J.S.A. 2A:14-2, an action for personal injury caused by another person’s wrongful act, neglect, or default generally must be filed within two years after the accident.

Under N.J.S.A. 2A:31-3, a wrongful death lawsuit usually must be filed within two years of the person’s death. Different rules may apply when the death resulted from certain serious crimes. 

Other deadlines or exceptions to the rules may apply depending on who caused the crash and the facts of the claim. Speaking with an auto accident attorney in Newark early also gives our legal team more time to preserve video, locate witnesses, and collect other evidence before it disappears.

Talk to Our Car Accident Lawyers in Newark About What Comes Next 

You should not have to spend your recovery trying to figure out what an insurance company expects from you. Grungo Law will review your situation, answer your questions, and explain what options are available based on your injuries and insurance coverage. 

Our local team knows the communities we serve and believes clients should feel supported throughout their cases. You can speak with a live person when you need help, and our Spanish-speaking attorneys and staff are always available to answer your questions.

Talk to a car accident lawyer in Newark about your case and the next steps. At Grungo Law, we will change the way you think about a personal injury law firm through personal service and straightforward communication. Review your legal options and next steps during a free consultation.