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Toms River Car Accident

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Even with car accident deaths in New Jersey now at a 15-year high, you still never imagine that you might not reach your destination when you get into a car to go to work or out to run errands on the weekend. Sadly, there are many fatalities, but also many accidents in Toms River and the surrounding area end in devastating injuries. When a car accident instantly sends your life spiraling in a direction you can’t control, you need a powerful voice in the legal system to help you take back control.
If you’ve been seriously injured in a car accident in Toms River, the attorneys at Grungo Law can be your voice in dealing with the complex car accident liability laws in New Jersey’s no-fault insurance state while you focus all of your energy on healing.
If your accident was caused due to the recklessness, negligence, or wrongdoing of another driver, it could compound the anguish you feel as the medical bills keep coming in while your paychecks do not.
By reaching out to Grungo Law for your car accident claim, you can be sure that we will pursue every legal avenue in your case to maximize your chances of an ample settlement or court award for damages. Call our Toms River office today for your free case consultation.

Understanding New Jersey’s No-Fault Car Accident Laws

Unlike some states where all accident claims are paid out by the insurance of the party at fault, or divided by shared fault, New Jersey’s no-fault insurance system is meant to simplify and streamline the claims process through policies that only allow car accident victims to file claims against their own insurance regardless of fault in the accident. Unfortunately, many of these policies provide only limited compensation in amounts that a serious car accident can quickly exhaust. A skilled car accident attorney with years of experience can ensure you’re getting the maximum payout for your damages.

Some insurance policies allow victims to make claims or file lawsuits against the at-fault driver if their damages greatly exceed the limits of their own insurance policy. Some allow injury victims to pursue damages like pain and suffering from the at-fault party. Because insurance company representatives don’t relish writing out large checks, they rarely inform victims of every avenue open to them in the claims process. That’s why you need to have a seasoned accident attorney on your side, advocating aggressively for your best interests every step of the way.

A Toms River Accident Attorney Recognizes Common Tactics Insurance Companies Use to Deny Claims

Insurance companies work on a business model that depends on taking in more money in premiums than they pay out in accident claims. For this reason, they use tactics a good attorney can recognize and counteract including:

  • Calling you very soon after your accident with a low settlement offer before you understand the full scope of your damages
  • Combing through your medical history to blame your pain on pre-existing conditions
  • Claiming your doctor-recommended treatment isn’t necessary
  • Making friendly phone calls to ask how you’re feeling and then using your recorded words out of context against you to undermine your injury claims

Insurance companies often try to justify denying claims or making low settlement offers, but the truth is that they are private companies that prioritize profits. When an insurance adjuster deals with an experienced car accident attorney in Toms River they are much more likely to offer an ample settlement, but your Grungo Law car accident attorney is also prepared to take the matter all the way to a courtroom if necessary to see that you get the compensation you deserve.

Why Choose Us to Make Your Claim for Damages After a Car Accident

Our experienced car accident attorneys understand exactly how to seek full compensation for the following damages:

  • Your medical expenses
  • Any future medical costs for upcoming treatment or followups
  • Diminished future earning capacity if you’ve been left disabled by the accident
  • Lost wages during treatment and recovery
  • Pain and suffering
  • Loss of quality of life or enjoyment of life

At Grungo Law, we believe the at-fault party in your accident must be held accountable and their insurance should cover the full extent of your damages and pay compensation for pain and suffering. We will pursue every legal opportunity open for compensation so you can focus on healing with fewer financial worries.
Contact our Toms River car accident lawyers today so we can begin a winning strategy to get you on your feet financially while you focus on getting back on your feet physically.