New Jersey Uber and Lyft Injury Lawyer

Uber and Lyft rideshare companies have changed the way we travel in New Jersey and elsewhere. The convenience of a private ride at the tap of an app means fewer people using public transit and a greater number of cars on the road. According to a University of Chicago study, this has caused an overall increase in car accidents by at least three percent. Additionally, rideshare vehicles may have an increased incidence of car accidents due to many contributing factors.

After an accident as a passenger in an Uber or Lyft vehicle or as a motorist in a collision caused by a rideshare driver, you may feel overwhelmed by the complexities of a claim against a rideshare mega-company. Instead of navigating this challenging claim alone, call the New Jersey Uber and Lyft accident lawyers at Grungo Law for assertive legal action.

Why Hire Our Uber and Lyft Accident Attorney in New Jersey from Grungo Law

At Grungo Law, we are a team of dedicated New Jersey car accident attorneys who are relentless in our pursuit of fair compensation for injury victims. We use a results-oriented approach that combines classic legal strategies with the latest technology and investigation methods, achieving exceptional results. With Grungo Law, you can expect the following advantages in your New Jersey Uber/Lyft accident claim:

• A free consultation and no fees collected until after we have a successful resolution in your case
• Our team’s decades of experience, knowledge, and resources behind your claim
• Access to the best medical experts and forensic investigators to prove liability and the full extent of your damages
• Trial-ready attorneys who prepare every case for court while always striving for a low-conflict resolution through the largest possible settlement
• A multi-year listing as Super Lawyers puts a respected voice on your side
• A founding attorney who is a certified trial lawyer with over 25 years of experience and a leading voice for the advantages of the latest technology for injury victim advocacy

Grungo Law has a history of exceptional settlement amounts and jury verdicts, with multi-million dollar recoveries for some of our injured clients, including those in New Jersey rideshare accident claims.

What Are the Common Causes of Uber/Lyft Accidents In New Jersey?

New Jersey’s high-speed turnpike and congested urban areas lead to a high occurrence of car accidents. Uber and Lyft drivers may face an increased risk of accidents compared to typical drivers due to the following:

• Distracted driving from using their app while behind the wheel
• Speeding to maximize the number of rides they accomplish per shift
• Aggressive driving
• Inexperienced driving (college students often earn money between classes as rideshare drivers)
• Fatigued driving due to rideshare work as a second job
• Unsafe lane changes
• Failure to yield the right of way
• Improper passing
• Tailgating
• Improper merging
• Impaired driving

In some cases, an attorney’s investigation into the accident reveals other causes of accidents, such as defective auto parts, a third-party driver, or negligent road maintenance. An experienced car accident lawyer in New Jersey pursues all avenues for compensation against liable parties who cause or contribute to an accident.

How Do New Jersey’s No-Fault Insurance Laws Affect Uber/Lyft Accident Claims?

New Jersey is one of a handful of states with no-fault car accident laws. The intention of this type of system is to streamline accident claims and minimize court cases by compelling injury victims seeking compensation after a car accident to file a claim against their own personal injury protection (PIP) policy. This remains the case for Uber and Lyft accident victims who suffer injuries in another vehicle in a collision with an Uber or Lyft car, or as a passenger in a rideshare vehicle accident. However, the court allows those with catastrophic injuries and damages that far exceed the limits of their PIP coverage to file claims against an at-fault party, including Uber and Lyft’s rideshare insurance.

A successful Uber/Lyft accident claim recovers compensation for common damages like property damage, medical expenses, future medical costs for severe injuries, lost wages, and compensation for pain and suffering.

How Does Rideshare Accident Insurance Work in Uber/Lyft Accident Claims In New Jersey?

A New Jersey car accident victim may file a claim against an at-fault driver if they have severe injuries with long-term impacts such as disfigurement, the loss of an organ, loss of limb, the loss of one of the senses, or disability. In most cases, you cannot file a lawsuit against the Uber or Lyft companies themselves because they protect against direct liability by using independent contractors as drivers rather than employees. Instead, a successful claim requires navigating the unique, tiered structure of rideshare insurance as follows:

• When an Uber or Lyft driver is using their car for personal reasons, their private auto insurance policy is in effect
• Once they’ve turned on their rideshare app to look for a booking, the lower tier of coverage is in place with $50,000 per person for injuries, $25,000 for property damage, or up to $100,000 per accident
• Once the driver has booked a rideshare, during the trip to the pickup location, and during the rideshare trip with the passenger in the car, the top level of rideshare insurance is in place with up to $1 million in total coverage

The multi-leveled structure of rideshare insurance can quickly become complex and leave insurance adjusters pointing the finger at other policies. It takes a New Jersey car accident lawyer with experience in the challenges of Uber and Lyft accident claims to achieve the favorable outcome you deserve.

What Types of Uber/Lyft Accidents Happen In New Jersey?

Car accidents are terrifying experiences, sometimes leaving injury victims with PTSD in addition to their physical injuries. Common types of car accidents in New Jersey involving rideshare vehicles include the following:

• Rear-end collisions
• T-bone accidents (angle or broadside collisions)
• Head-on collisions
• Sideswipes
• Collisions with obstacles
• Roadway departures
• Rollover accidents
• Tire blowouts
• Pedestrian accidents
• Multi-car pileups

Regardless of the type of accident, if it involves a rideshare vehicle, you need an attorney to safeguard your rights, whether you were injured as a rideshare passenger or in a collision caused by an Uber or Lyft driver, especially if you or a loved one suffered severe or fatal injuries. Note that if a loved one has passed due to a fatal injury, reach out to our fatal car accident attorney in New Jersey.

Passenger vs. Driver Rights After a Rideshare Accident

When a rideshare collision occurs in New Jersey, your rights and legal options depend on whether you were a passenger or a driver at the time of the crash. Understanding these differences ensures you pursue the maximum compensation available under the law.

Passenger Rights After a Rideshare Accident

Passengers involved in Uber, Lyft, or other rideshare accidents have strong legal protections.

Right to Seek Compensation Regardless of Fault
As a passenger, you are considered a non-occupying victim if you did not contribute to the crash. You can pursue compensation for:

• Medical expenses (current and future)

• Lost wages

• Pain and suffering

• Permanent disability

• Rehabilitation and therapy costs

No Need to Prove Driver Fault First
In many cases, passengers can file a claim directly with the rideshare company’s contingent liability coverage (which may be up to $1 million during a trip) or the at-fault driver’s insurance. You do not have to wait to determine whether the driver was negligent before starting the claims process.

Coverage Applies Even If the Driver Was Partially at Fault
Because rideshare companies carry high policy limits when the app is active, passengers can often recover full compensation even in complex liability scenarios.

Driver Rights After a Rideshare Accident

Drivers injured while working for Uber, Lyft, or similar services also have legal protections, but these differ from passenger rights.

Right to File a Claim Under Multiple Policies
Depending on the status of the app at the time of the crash, a driver may have access to:

1. Their personal auto insurance

2. The rideshare company’s insurance, including contingent liability coverage when waiting for a ride request and active rideshare coverage when a ride request is accepted or a passenger is in the vehicle

3. Claims against the at-fault third party

Right to Compensation for Work-Related Injuries
As a driver, you can pursue compensation for:

• Medical bills

• Lost income (including future earnings)

• Vehicle repair or replacement

• Pain and suffering

• Loss of earning capacity

Right to Legal Representation
Rideshare companies and insurers often investigate aggressively. Drivers have the right to consult with an attorney who can review complex policy layers, determine which insurance applies, and protect driver interests during negotiations or litigation.

Key Differences Between Passengers and Drivers

Frequently Asked Questions about New Jersey Uber and Lyft Injury Lawyer

If I’m a passenger in an Uber or Lyft accident, do I need to prove the driver was negligent to receive compensation?
No. In New Jersey, passengers may file a claim under the rideshare company’s liability coverage even if fault has not yet been established. Proving negligence, however, can help maximize total compensation.

What insurance applies if a rideshare driver was offline or waiting for a ride request?
If the driver was offline, their personal auto insurance typically applies. When the driver is logged into the app but waiting for a ride request, rideshare companies usually provide contingent liability coverage, which may apply if the driver’s personal insurer denies the claim.

Can a rideshare driver recover lost wages after an accident?
Yes. Drivers may seek compensation for lost income due to medical leave, reduced ability to work, or long-term disability, depending on the severity of injuries and applicable insurance coverage.

How long do I have to file a rideshare accident claim in New Jersey?
In most cases, New Jersey law allows two years from the date of the accident to file a personal injury claim. Acting early helps preserve evidence and strengthens your case.

Should I contact Uber or Lyft directly after a crash?
Accidents should be reported through the rideshare app as required, but drivers and passengers should avoid giving recorded statements to insurance companies before speaking with an attorney. Legal guidance can help protect your rights and your claim.

Call the Uber/Lyft Accident Lawyers at Grungo Law

Uber and Lyft accident claims come with unique legal challenges. By hiring the experienced legal team at Grungo Law, you know your case is in the hands of a skilled personal injury law firm. We have access to the best investigators and accident reconstruction experts to present a compelling case for liability so you can recover the maximum compensation available to you. Call our New Jersey personal injury attorneys at Grungo Law today for a free evaluation of your case so we can take prompt action on your behalf.